.flow-section .section-heading{margin-bottom:50px}
.flow-grid{gap:22px;overflow:visible}
.flow-grid li{padding:31px 25px 32px;border:1px solid #d7e5fb;border-radius:22px;background:linear-gradient(160deg,#f6faff,#fff 68%);box-shadow:0 15px 34px rgba(25,66,134,.07);min-height:325px}
.flow-grid .flow-step{display:inline-flex;align-items:center;gap:8px;font-size:14px;font-weight:900;letter-spacing:.12em;color:#245bb8;background:#e6f0ff;border:1px solid #cadfff;border-radius:999px;padding:6px 9px 6px 15px}
.flow-grid .flow-step b{font-size:25px;line-height:1;letter-spacing:-.04em;color:#fff;background:#2161e4;border-radius:999px;padding:8px 11px;box-shadow:0 5px 12px rgba(33,97,228,.22)}
.flow-grid .flow-icon{width:98px;height:98px;margin:21px auto 17px;border-radius:26px;background:linear-gradient(145deg,#fff,#dbeaff);border:1px solid #caddfb;box-shadow:0 10px 20px rgba(24,86,184,.12);color:#1b5ee0}
.flow-grid .flow-icon svg{width:68px;height:68px}
.flow-grid h3{font-size:20px}
.flow-grid p{font-size:13px;line-height:1.8}
.flow-grid li:not(:last-child):after{content:"➜";z-index:2;top:124px;right:-29px;width:36px;height:36px;display:grid;place-items:center;font-size:23px;font-weight:900;color:#fff;background:#2161e4;border:4px solid #fff;border-radius:50%;box-shadow:0 5px 14px rgba(33,97,228,.22)}
@media(max-width:900px){.flow-grid{gap:16px}.flow-grid li{padding:25px 16px;min-height:330px}.flow-grid h3{font-size:17px}.flow-grid li:not(:last-child):after{right:-24px}}
@media(max-width:640px){.flow-grid{gap:35px}.flow-grid li{min-height:0;padding:25px 22px 29px}.flow-grid li:not(:last-child):after{content:"↓";right:auto;left:calc(50% - 18px);top:auto;bottom:-36px;font-size:22px}.flow-grid .flow-icon{margin:18px auto 14px}.flow-grid h3{font-size:20px}}